As an expat, health insurance is something that you definitely need to consider before you move to your new country. The many different types of health insurance can make it difficult to decide what type you should get. Below, we have listed 5 reasons why international health insurance is a must for expats around the world.
1. To make sure you are covered abroad
In many countries, you must have a certain type of residency permit in order to enjoy the state healthcare system. International health insurance is ideal for those who do not fit this criteria and want to make sure they are covered for any medical emergencies abroad.
Also, if you are someone who loves to travel, international health insurance allows you to be covered anywhere you go. This means you can make all of the spontaneous trips you want!
2. To get an English speaking doctor
In countries where English is not the first language, it can sometimes be tricky to find an English speaking doctor. If you have international health insurance, you will normally be provided with the contact details of an English speaking professional. This means you won’t have any miscommunications and you can be on the mend as soon as possible.
3. To cover for pre-existing conditions
Many insurance plans offer limited cover for pre-existing conditions and therefore it is important to check that your insurance provider does. However, international health insurance is more likely to provide such a service. So wherever you are, you will have peace of mind that your health is taken care of.
4. Vision and dental coverage
This is often something that expats forget to think about before they move abroad. If you are moving somewhere for a long period of time, dental and vision coverage are extremely important.
International health insurance, unlike standard travel insurance, often offers both vision and dental coverage so you know that whatever the situation, you are completely covered.
5. Mental health coverage
It is common for expats to need some support when they move abroad because the start can sometimes be a lonely and scary time.
Some insurers provide counselling sessions as part of their international plan which can be a great bonus for expats who just want that little bit of extra support. Again, these sessions would be with someone who can speak your native language and it can make the move seem a little less daunting.
So there you have it – international health insurance has some major advantages for expats and is something that should definitely be considered. If you are torn between getting just travel insurance or international health insurance, check out our post on which one will suit you!